Free Up Cash with Vacation Skip A Pay!

Take a vacation from your loan payment with our Skip A Pay program. Skip your July or August loan payment and use the money the way you’d like!

With Skip A Pay, you can skip one month (or a one month “equivalent,” which is 2 bi-weekly or 2 semi-monthly payments.) There is a modest processing fee of $30.00 per loan skipped which can be deducted from your share or share draft account, or you can send us payment with your signed authorization.

For compliance reasons, Home Equity Loans, Mortgages, Lines of Credit and VISA credit cards are not eligible. To qualify, a loan must be at least 3 months old, and in good standing. Only one skip is permitted annually per loan. Interest will continue to accumulate on your loan during the month you skip. Your loan maturity date will then be extended by one month.

Important! To skip your loan payment, you must sign up! Joint loans require both borrowers’ signatures. Stop by the office to pick up a Skip A Pay form or click here to complete your form online; then print it out, sign it and mail or bring it to office.