2317 Easton Avenue
Bethlehem, PA 18017-5099

Phone 610-691-0041
Fax 610-691-8624
E-mail service@beth1st.org

Convenient Access:

Click here to do your Bethlehem 1st FCU banking on the Internet--including Bill Pay. (Requires registration before using first time.)

Install our 'Touch Banking' Mobile Banking App on your Apple or Android smart phone.

The phone number for Audio Response (Bank-by-Phone) is 1-800-553-0857. Click here for audio response instructions.

Click here to do your VISA card banking on the Internet. (Requires registration before using first time.)

Click here to check on your Visa Card Rewards balance.

Click here to find ATMs that charge no fees to Bethlehem 1st FCU members.

Click here for an online Mortgage Application.

Click here for an online Loan Application.

Click here to see Bethlehem 1st FCU 's Savings Accounts and Savings Rates. Click here to see Bethlehem 1st FCU 's Loans and Loan Rates.

Read more about Visa TravelMoney.

Find out how to join Bethlehem 1st FCU.

CLOSED  Monday, February 20th Presidents' Day

Office Hours:

Monday, Tuesday,
Wednesday, Friday:

9:00 a.m. - 5:00 p.m.
9:00 a.m. - 6:00 p.m.

Closing or delay due to weather? Check WFMZ:

Click here to go to Channel 69's Stormcenter Update webpage.
Click here to go to the Beth 1st FCU Facebook page.
About Us
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Sallie Mae Student Loans
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Technology Loan
Info on ATM (Star) Cards and VISA Debit Card Mortgages (BTFCU is an Equal Housing Lender)
Information on VISA Credit Cards
Your savings are federally insured  to at least $250,000 and backed by the full faith and credit of the United States Government. Click here to learn more about how you are protected by the NCUA.
Serving Members
Since 1935

Routing Number & Account Number

Many banking transactions (such as ACH or making payments over the Internet) require the routing number of your bank and your account number.

BTFCU's Routing Number

Bethlehem 1st Federal Credit Union's routing number is


This is the correct routing number. Please check the routing number printed on your checks to make sure that it is not an older number we used prior to 2001. Click here for more information.

Your Account Number

There are two numbers you can use as your account number when setting up an ACH or other mechanism which transfers funds to/from your Credit Union Accounts:

  • Your Member Number—This number appears on your blue membership card and in the top section of the monthly or quarterly statement you receive in the mail from BTFCU. (Usually, when a bank or company asks for your account number, it will ask you to specify whether that account is savings or checking. These two pieces of information (along with the routing number) are usually sufficient to make sure the funds are deposited into or removed from the correct account.
  • Your Share Draft (Checking) ID—If the funds are to be taken from or deposited into your Share Draft (Checking) Account, you can also use a 10-digit number which appears at the bottom of your checks. The number begins with 0680 or 0470 and is followed by a symbol and the number 44.
    • Do not include the 44 as part of the account number as this will cause an error when the transaction is attempted!
    • Since this number is in a machine readable format (called MICR encoding), it may be difficult to read. If you have a question, please call us at 610-691-0041.


Copyright © 1999-2017 Bethlehem 1st Federal Credit Union.
Last Updated: 1/19/2017 11:40:40 AM Eastern Time