2317 Easton Avenue
Bethlehem, PA 18017-5099

Phone 610-691-0041
Fax 610-691-8624
E-mail service@beth1st.org

Convenient Access:

Click here to do your Bethlehem 1st FCU banking on the Internet--including Bill Pay. (Requires registration before using first time.)

Install our 'Touch Banking' Mobile Banking App on your Apple or Android smart phone.

The phone number for Audio Response (Bank-by-Phone) is 1-800-553-0857. Click here for audio response instructions.

Click here to do your VISA card banking on the Internet. (Requires registration before using first time.)

Click here to check on your Visa Card Rewards balance.

Click here to find ATMs that charge no fees to Bethlehem 1st FCU members.

Click here for an online Mortgage Application.

Click here for an online Loan Application.

Click here to see Bethlehem 1st FCU 's Savings Accounts and Savings Rates. Click here to see Bethlehem 1st FCU 's Loans and Loan Rates.

Read more about Visa TravelMoney.

Find out how to join Bethlehem 1st FCU.

CLOSED  Monday, February 20th Presidents' Day

Office Hours:

Monday, Tuesday,
Wednesday, Friday:

9:00 a.m. - 5:00 p.m.
9:00 a.m. - 6:00 p.m.

Closing or delay due to weather? Check WFMZ:

Click here to go to Channel 69's Stormcenter Update webpage.
Click here to go to the Beth 1st FCU Facebook page.
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Your savings are federally insured  to at least $250,000 and backed by the full faith and credit of the United States Government. Click here to learn more about how you are protected by the NCUA.
Serving Members
Since 1935

Fraud Prevention Measures at BTFCU

Bethlehem 1st FCU employs four different monitoring systems to help protect you from Credit and Debit Card fraud. These systems are provided to you at no charge:

  1. enFACT is a debit card fraud detection system. It uses statistical models and cardholder profiles to determine the probability of fraud for each transaction made using your debit card. If the system detects what it thinks might be fraudulent transaction, either a representative from enFACT and the enFACT automated system will call the debit card holder and confirm whether the it was, in fact, legitimate. If you get called by enFACT, the caller will never ask you for the following information:
    • Your account number.
    • Your Personal Identification number (PIN).
    • Your Social Security Number.
    The representative will simply ask you if a particular transaction made with your Debit Card is legitimate. Your answer will be reported back to the Credit Union. The representative will call on the telephone number we have on file at the Credit Union. If the enFACT representative could not reach you, or if you elect to not provide an answer to the representative, that is also reported back to the Credit Union and a representative of the Credit Union will then attempt to contact you as well.
  2. Falcon fraud detection system for Credit Card activity. This system also uses a sophisticated neural network to recognize patterns of fraud compared to normal credit card transactions you have made in the past. As with enFACT, if a possible fraud is detected, a representative will call the card holder at the telephone number we have on file at the Credit Union.
  3. Address Verification Service: If you or someone else changes the billing address on your Credit Card, a confirmation letter will be sent to both the old and new addresses. If you receive such a letter and did not request an address change, contact us immediately.
  4. Name Matching Protection checks to see if the name on the card matches the name of the account holder. With this service we can quickly identify when a fake plastic card with false information is used. We can block the card, limiting the damage.

AlertMe: An Optional Card Monitoring Service

You can also sign up for Alert Me, a subscription service to help monitor your credit.

For a small fee, the AlertMe service monitors changes in your credit report or activity that may indicate that Identity Theft has occurred. An alert is sent to you if there is any unusual activity on your credit report. It also provides you with a monthly reassurance notice, credit report and credit score access, Identity Theft insurance, and a reminder to order your free annual credit report.

What You Can Do

Be on the alert for any suspicious activity on your card statement. Call us immediately if you have any questions or suspicions. Our telephone number is 610-691-0041.


Copyright © 1999-2017 Bethlehem 1st Federal Credit Union.
Last Updated: 1/19/2017 11:40:35 AM Eastern Time